Investor Presentaiton

Credit Costs Lower QoQ; Bulk Of the Credit Costs Absorbed in H1 Net Credit Cost by Business (bps) 94* 255* 118* 32 32 62 =2 258 13 (3) 105 Q2 FY21 Q1 FY22 Q2 FY22 • apno ka bank | RBL Bank 185* 72 113 374* 364 10 H1 FY21 H1 FY22 Wholesale ■Retail Not Annualized for the bank or at individual segment level for the quarter 16

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