Bank of Georgia Financial Snapshot and Loan Portfolio Quality

Focusing on profitability while maintaining strong competitive positions Market share - gross loans Market share - customer deposits 39.1% 38.8% 39.5% 39.1% 38.8% 40.7% 40.0% 40.3% 40.1% 40.1% 38.7% 38.9% 39.3% 40.1% 36.2% 36.2% 36.1% 36.7% 37.2% 37.5% Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 Bank of Georgia TBC Bank Bank of Georgia TBC Bank Market share - loans to individuals Market share - deposits of individuals 42.4% 43.4% 44.4% 44.8% 44.6% 39.0% 38.9% 38.8% 38.7% 38.6% 38.5% 38.5% 38.4% 38.4% 38.3% 39.2% 38.7% 38.1% 37.7% 37.9% Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 Jun-22 Bank of Georgia TBC Bank Sep-22 Bank of Georgia Dec-22 Mar-23 Jun-23 TBC Bank Market data based on standalone accounts as published by the National Bank of Georgia 29

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