Commercial Bank Investment and Financial Health Review
Improved Loan Book Structure
Summary
◆ Loans to customers at QAR 87.0bn, up 1.5% v H1 2019
◆ Growth in commercial and services sectors
◆Reduction in real estate and contracting sectors
Loan book diversified across sectors
Corporate customers represent 80% of total loan book
Focus continues on improving market share in Government and
Public sector
Loan Book Breakdown by Division - June 2020
Retail
20%
Corporate
80%
Qatari Banks Credit Facilities Breakdown by Sector - June 2020
Loan Book Breakdown by Sector - June 2020
Industry, 2%
Other, 1%.
Outside
Qatar, 5%
Sector
H1 2020 H1 2019
Consumption,
13%
Gov't and Public Sector
Industry
11%
11%
10%
9%
Gov. &
Semi- Gov..
Agencies,
31%
Real Estate,
15%
Commercial
15%
11%
Services
31%
30%
Contracting
4%
5%
Real Estate
21%
24%
Contracting,
3%
Services,
17%
Consumption
7%
9%
Other
1%
1%
Commercial,
13%
100%
100%
Source: QCB
Gov't and Public Sector excludes temporary Government overdraft
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