Executive Summary Q3 FY21

Provisioning Coverage - Consolidated BAJAJ B FINSERV in Crore Consol AUM PCR GNPA % NNPA % Assets Under Management GNPA NNPA 31 Dec 2020 (%) 31 Dec 19 31 Dec 20 31 Dec 19 31 Dec 20 Auto Finance Business 12,707 443 146 67% 5.68% 3.16% 2.61% 1.07% Sales Finance Business 10,186 8 1 85% 0.92% 0.05% 0.18% 0.01% Consumer B2C Business 29,042 82 20 76% 1.34% 0.28% 0.38% 0.07% Rural Sales Finance Business 2,438 1 0 79% 0.59% 0.02% 0.12% 0.00% Rural B2C Business 10,954 37 9 74% 1.33% 0.32% 0.44% 0.08% SM E Lending Business 18,882 100 25 75% 1.41% 0.51% 0.36% 0.13% Securities Lending Business 5,074 Commercial Lending Business 7,510 0.60% 0.25% Mortgages 46,758 131 81 38% 1.36% 0.30% 0.99% 0.19% Total 143,550 801 283 65% 1.61% 0.55% 0.70% 0.19% Note: Above data is basis Hon'ble Supreme Court's interim order dated 3 Sep 2020, which has directed that accounts which were not declared NPA till 31 Aug 2020 shall not be declared as NPA till further orders. 44

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