TMB Synergy and Financial Projections

Zoom-in on auto lending integration Car OEMs New car dealers TBANK's auto value chain New car buyer Used car dealers Used car buyer Additional network coverage from TMB branches ▪ Introduction of Cash- Your-Car referral program by 1Q20 Full offerings of auto products and services by 1Q21 Online installment payment capability thru TMB mobile banking app Ability to pay TBANK auto loan installment via TMB Touch app by 1H20 Cash management and value-added service offering by TMB Best-in-class transactional banking solutions and digital value-added services from TMB available to dealers and Car OEMs Potential enhancement thru TMB TMB Make THE Difference 26

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