Evolving Corporate Strategy and Financial Overview
1
Continuing Retailisation Journey: Multipronged Strategy in Place
Continue increasing share of retail deposits
Share of Retail Deposits as per LCR
31%
FY20
43%
FY23
45%-50%
FY26B
Ramping-up Customer Acquisition via phygital Strategy
# Customers
34mn
FY23
50mn+
FY26B
Investing in bank branch network
# Bank Branches
2,606
1,911
FY20
FY23
3,250-3,750
FY26B
*Bank branches including banking correspondents and excluding BFIL
440
57
A
Multipronged strategy in place to progress towards
building granular retail deposit franchise
Strengthening the Core Business
Branch Network Expansion
Market Share Gain in Home Markets
SKY (Digital) Branches to boost productivity
Leveraging Inter BU Synergies
B
•
C
Continue Scaling New Initiatives
Affluent Banking
NRI Banking
SME Banking/Business Owner Segment
Rural Banking
Invest to Boost Growth
Community Banking
Merchant Acquisition (Digitally enabled offering
for enterprise merchants)
Agency Business
Digital initiatives focused on individuals, SMEs etc
Green Liability Products
IndusInd BankView entire presentation