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Investor Presentaiton

Multiple benefits of consistent housing price increase below wage growth ✓ Improves affordability leading to increased volumes ✓ Leads to significant wealth creation for home owning middle class ('Wealth Effect') O Boosts consumption as consumer confidence increases О Housing is a vehicle for generating retirement surplus; rising home prices enable older population to maintain spending power O Creates an inflation hedge especially for young home owners ✓ Rising home prices have a positive impact on the housing and allied industries which in turn has a big multiplier effect on the economy O Has the highest labor to output ratio O Housing is among the largest employment generators O Has among the biggest multiplier effects on SME segment through supply chain O Highest ability to pull the unskilled masses from the farm & convert them into skilled workforce over time LODHA BUILDING A BETTER LIFE 53
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