Investor Presentaiton
Segmental Overview - Corporate
بنك دبي الإسلامي
Dubai Islamic Bank
#Ready For TheNew
Revenue Trends (AED mn)*
Management Commentary
Breakdown by Portfolio - Dec 2023
•
Highly diversified portfolio now standing at
AED 143 billion, up by 7% YoY.
Trade, 6%
Utilities, 4% Automobile,
5%
+1%
YoY
2,882
Aviation, 10%
2,844
6.48%
•
.
Gross new financing amounted to AED 45
billion, up 45% YoY while repayments and
early settlements registered AED37 billion Services, 22%
leading to almost AED 9 billion growth in the
portfolio.
Revenues up 1% YoY just under the AED 3
billion mark.
Yields ascending to 6.5%, up 263 bps due to
the floating nature of the corporate book.
Segment Net Financing / Deposits (AED bn)
Real Estate,
24%
Contracting,
3%
419
641
2,425
AED
143 bn
Financial
Institutions,
5%
2,241
3.85%
Government,
15%
FY 2022
FY 2023
Manufacturing,
5%
Oil & Gas, 1%
Fees & Commission, Others
Net Funded Income
Yield on Financing
CASA (AED bn)
147
143
138
134
134
125
127
120
2020
2021
Net Financing
2022
Deposits
2023
22
21
20
19 19
18
17
12
2020
2021
2022
2023
Current Account
Savings Account
Corporate banking charts reflect corporate and real estate, excluding treasury
* Segmental results for current and prior years reflect results in accordance with enhanced management account policies for cost allocation and transfer pricing.
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