International Banking Volume Growth and Sector Highlights
INTERNATIONAL RETAIL: LOANS AND PROVISIONS
$18.1
$1.8
$4.3
Total Portfolio1:
$56 billion; 67% secured
(Spot Balances as
at Q4/17, $ B1)
$12.6
$1.7
$10.1
$0.5
$3.6
$2.7
$7.8
$1.4
$12.0
$5.6
$3.7
$1.6
$6.9
$7.3
$2.0
$2.7
$2.0
C&CA³
Mexico
Chile³
Peru³
Colombia
PCL2
Q4/17 Q3/17
Q4/17
Q3/17
Q4/17 Q3/17
Q4/17 Q3/17
Q4/17
Q3/17
$ millions
30
36
43
40
29
27
74
71
76
93
% of avg. net loans (bps)
70
78
168
156
96
42
92
405
383
571
683
Mortgages ($30.9B)
Personal loans ($16.3B)
Credit cards ($7.0B)
1 Total Portfolio includes other smaller portfolios
2 Excludes Uruguay PCLs of approximately $13 million
3 Includes the benefits from Cencosud and Citibank net acquisition benefits. Excluding the net acquisition benefits, C&CA's ratio would be 148 bps for Q4/17
and 119 bps for Q3/17 and Chile's ratio would be 136 bps for Q4/17 and 124 bps for Q3/17
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