Group Strategy and Business Model

Core strength in corporate banking Effective Business Model Lending & PF Cash Mgmt. Trade Finance Liquidity mgmt Real time information and accessibility Visibility of products, services & accts International Functionality Integration, reporting and analysis . • Achievements Positioned as primary lender in key strategic renewable and environmental projects Regarded as a strategic entry point for major corporations expanding to and within the MENA region Continued to progress with its digital transformation plan, enriching and customizing its digital offerings across AB branches Launched the "Arabi SME" online platform to facilitate the process of applying for SME business loans Delivery channels • Digital Access عربي كونكت Arabi Connect . Direct Access • Branch Network • Corporate Business Centre • Alternative Solutions البنك العربي ARAB BANK البنك العرية ARAB BANK Corporate Business Center Growth opportunities Public-Private Partnerships MENA Privatization Intra-regional trade Technology SME/ Financial inclusion (Fintech, Startups) 6

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