Investor Presentaiton

Clear financial policies Capital allocation policy 1. Organic innovation investment 2. Dividends 3. Selective acquisitions & minority investments 4. Share repurchases Leverage policy target in the range of 2.0-2.5x • Commensurate with BBB+/Baa1 credit ratings US$m 1,600 1,400 1,200 1,000 800 600 400 200 0 FY21 Capital Framework Funds from Operations Reduction in net debt and other Acquisitions and minority investments Dividends Organic capital investment • Space out debt maturities to mitigate refinancing risk Cash generated Uses of cash • Maintain substantial undrawn committed bank facilities to maintain liquidity US$m US$6.0 billion committed funding at 31 December 2021 - Cash and Cash equivalents US$193m¹ 3000 1,950 Undrawn committed facilities of US$2,200m1 2500 2000 FX and interest rate risk mitigation Covenanted Benchmark EBIT interest cover² > 3x 1500 Interest rate swaps used to adjust the balance between fixed and floating rate liabilities 1000 100 Borrowings broadly match currencies of earnings; FX contracts used to manage residual currency risk exposure 500 150 530 515 560 750 500 400 0 540 FY22 FY23 FY24 FY25 FY26 FY27 FY28 FY29 FY30 FY31 FY32 FY33 Undrawn facilities Bonds Drawn bank loans 1. As at 31 December 2021. 2. September 2021 actual Benchmark EBIT interest cover was 14x. 31 Experian Public Source: Experian's FY21 Annual Report (see www.experianplc.com/investors/reports/), FY21 results announcement (see www.experianplc.com/investors/results-and-presentations) and RNS announcements (see www.experianplc.com/investors/regulatory-news/). experian

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