Investor Presentaiton

Medibank is evolving its relationship with partners Megatrends in health will continue to drive patient-centric outcomes Consumerisation of health The rise of new care settings 1 Data for private hospital contracts medibank The shift to prevention The evolution of hospital contracting Partnership approach 55% episodes of care¹ Holistic and collaborative approach focusing on customer outcomes, value and experience and drive system change Value-based contracting 24% episodes of care¹ Consider a broader set of outcomes, including quality and efficiency indicators, and customer experience and scores Base indexation 21% episodes of care¹ Focus on price and health costs, e.g. periodic pricing negotiation between providers and insurers Outcome-based care The new framework of hospital contracting bringing multiple benefits with a focus on: Improving customer outcomes e.g. improve transparency and reduce out of pocket costs when clinically appropriate through our no gap network Alignment of commercial benefits between all parties e.g. certainty of funding, cash flows and returns and incentives to reduce waste Sharing of benefits under the partnership approach • Benefits may be shared, such as: Ӧ ° о Rehab referral outside an acute setting The move to same day procedures Adoption of alternative care settings Prosthesis reform Driving health system benefits e.g. accelerate and scale new care models, addressing health needs and driving system sustainability The principles of this new approach can be applied to other health partnerships 8

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