DNB Financial Overview

DNB: Cost-income ambition maintained Total operating expenses excluding non-recurring effects NOK million, per cent Total operating expenses excluding non-recurring effects www.Non-recurring effects Cost/income ratio - trailing 12 months Continued cost focus to stay in line with amotions Below 45 1Q12 2Q12 3Q12 4Q12 1Q13 2Q13 3Q13 4Q13 1Q14 2Q14 2015 guiding 2016 DNB 10

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