EWS Long Term Growth Framework

EFX more resilient and well positioned for potential recession EFX / EWS Revenue Growth 6% CC 19% $4.9B $5.1B EFX 5% -6% $2.3B EWS $1.9B $1.8B $1.8B $2.0B Recession Resilient $5.1B, +6% CC 46% $1.8B, +5% 5% 63% Recession Growth Levers 1. EWS growth... records, penetration, product, Employer, Talent, Government, UC 2. Cloud benefits... cost savings and share gains 3. NPI growth... cloud leverage, 13% Vitality Index 4. M&A... synergies kicking in ~54% 49% 0% $0.2B $0.3B $0.3B Growth 2007 2008 2009 2021 2022 -37% 37% 7% 7% -6% 10% (-1%) 2008 2022 14% 39% -14% EPS EWS Recession- Counter- Recession- impacted cyclical resistant EWS driving EFX resiliency... up from 16% of EFX in 2008 to ~45% and grew through 08/09 GFC EQUIFAX Recession-impacted: Financial (Intl Markets), Telco, Commercial/Consumer, Auto and Pre-employment. Recession-resistant: Financial (US Market), Mortgage (assumes normalized market), Gov't, Healthcare, Recovery Mgmt and ID&F. Counter-cyclical: Debt Mgmt, UC, ERC. PROPRIETARY | 44

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