Investor Presentaiton

UK Residential Mortgages New Business LTVs <75% 75-90% 90-95% 95-100% Mar 06 (%) 45 41 8 6 Mar 05 (%) 55 37 6 2 Arrears Profile 1-6mths 6-12 mths 12+ mths Total Mar 06 (%) 0.7 0.1 0.1 0.9 Mar 05 (%) 0.7 0.1 0.1 0.9 38 Bank of Ireland Group

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