Investor Presentaiton

Corporate Centre 4022 financial highlights Revenue performance, $m Strategy 4022 results Appendix Revenue $(191)m (40)% (4Q21: $(136)m) 4Q21 1022 2022 3022 4Q22 ECL $(8)m >(100)% (4021: $(3)m) Central Treasury (10) 5 (32) (48) (1) Legacy Credit (12) (18) 23 (6) (15) Costs $47m (70)% Other (114) (234) (85) (77) (175) (4Q21: $156m) 15% Total (136) (247) (94) (131) (191) Associates $686m (4Q21: $598m) PBT $534m (13)% Not included in Corporate Centre revenue: Markets Treasury revenue allocated to global businesses 448 464 348 353 312 (4Q21: $615m) ROTE 66 5.4% (0.2)ppts Adjusted RWAs70, $bn 4022 vs. 4Q21 (FY21: 5.6%) (1)% Associate income detail, $m 89 T +12% 89 99 79 +25% 36 745 38 686 32 598 578 119 70-12 550 133 93 600 624 53 516 556 47 51 460 (2) (20) (3) (3) 4021 3022 4Q22 4Q21 1Q22 2022 3Q22 4022 BoCom SABB Others Associates Other ♦ Revenue down $55m (40%), primarily due to higher funding costs on Group assets, an increase in hedging costs and adverse valuations on investment properties ◆ Associates up $88m (15%), primarily SABB and BoCom 4022 vs. 3022 ♦ Revenue down $60m (46%), primarily due to FX movements and higher funding costs on Group assets, partly offset by favourable valuation differences in Central Treasury ◆ Associates up $136m (25%), primarily BoCom and SABB ♦ RWAs up $10bn; primarily $4bn relating to the FX hedges on the planned sale of our Canada business and $3bn due to changes in threshold amounts 45

View entire presentation