LRS 2023-27 Execution Plan

Portfolio credit quality - Consolidated Home loans Stage ■1st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 5+ Bucket Commercial lending BAJAJ FINANCE LIMITED Commercial lending business portfolio is 99.88% current 1 99.60% 99.56% 98.31% 99.05% 99.07% 99.63% 99.37% 99.41% 99.54% 2 0.11% 0.24% 1.36% 0.69% 0.62% 0.17% 0.42% 0.41% 0.28% 1.8% 1.6% 1.4% 1.2% 1.0% 0.8% 0.6% 0.4% 0.2% 0.0% -0.2% Feb'20 Mar'21 Jun'21 Sep'21 Dec'21 Mar'22 Jun'22 Sep'22 Dec'22 Portfolio credit quality after adjusting ECL provisions | Feb'20 has been retained as a pre covid benchmark Securities lending Securities lending business portfolio is 99.99% current 68

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