Scotiabank Business Overview and Economic Outlook

Scotiabank in Peru Business Overview Market Position by Loans4 Customers¹ ~4.5MM Corporate/ Commercial Employees¹ ~10,800 57% Branches1 308 33.1% 13% Loans $21.3B Residential Mortgages Average Loans $21B 21.1% 16.2% 12.7% Average 0% 19% $17B Deposits Auto 3% 8% Personal Loans Total NIAT 2,5 $281MM Other Credit Cards ROE³ 8.3% Retail 37% 63% BCP BCP BBVA BBVA Scotia Interbank Loans Secured Unsecured Productivity³ 34.7% PTPP Productivity Ratio Operating Leverage +9% CAGR 39.3% 1,508 1,498 1,279 1,157 2017 Constant currency 2018 All figures in CAD$ including Wealth Management 1 Including subsidiaries 2 LTM Q1/21 2019 2020 3 Adjusted as Reported 4 Market share as of November 2020. Scotiabank includes SBP, CSF and Caja CAT 5 Adjusted after NCI 37.5% 35.1% 1.8% 35.2% 6.8% 5.0% 0.3% 2017 2018 2019 2020 2017 2018 2019 2020 28

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