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Investor Presentaiton

Financial Highlights IDR Trillion Total Assets Total Liabilities Total Equity 114.50 117.13 100.74 75.60 76.58 75.82 63.22 eq. eq. USD 7.1 bn eq. USD 5.4 bn eq. USD 8.0 bn USD 7.5 bn eq. 38.97 USD 4.9 bn eq. eq. USD 4.5 bn USD 5.3 bn 36.85 37.52 38.90 40.55 eq. USD 2.8 bn eq. USD 2.6 bn eq. USD 2.7 bn eq. USD 2.7 bn eq. USD 2.6 bn Dec19 Dec20 Dec21 Dec22 Dec19 Dec20 Dec21 Dec22 Dec19 Dec20 Dec21 Dec22 Total Revenue 5.64 6.09 Net Profit 1.91 1.83 2.16 DER** 5.19 5.07 1.70 eq. USD 0.3 bn eq. eq. USD 0.4 bn USD 0.1 bn eq. eq. eq. USD 0.1 bn eq. USD 0.3 bn USD 0.4 bn USD 0.1 bn eq. USD 0.1 bn Dec19 Dec20 Dec21 Dec22 Dec19 Dec20 Dec21 Dec22 96.37 eq. Loan Commitment USD 6.1 bn 145.17 128.29 106,14 eq. USD 6.8 bn eq. USD 8.2 bn USD 9.2 bn Dec19 Dec20 Dec21 Dec22 Loan Outstanding 93.95 80.76 70.60 62.06 eq. USD 5.0 bn eq. eq. USD 5.1 bn USD 4.4 bn 1.85 x NPL (gross) 0.76% NPL (net) 0.34% VSMI PT SARANA MULTI INFRASTRUKTUR (PERSERO) PT SMI continues to carry out additional mandate from the Government by participating in the National Economic Recovery Program related to Covid-19. NPL (net) stood stable at 0.34% eq. USD 5.9 bn Loan Loss Provision 254.93% ER 1 USD: Dec19 IDR 14,105 Dec20 IDR 14,105 Dec21 IDR 14,269 Dec22 IDR 15,731 Dec19 Dec20 Dec21 Dec22 ** the gearing ratio in accordance with the Indonesian FSA Regulation No. 29/2014 is 2.2x PT Sarana Multi Infrastruktur (Persero) | 2
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