Investor Presentaiton
GROUP BALANCE SHEET
Change
Change
GEL thousands, unless otherwise noted
Cash and cash equivalents
Dec-21
Dec-20
Sep-21
y-o-y
9-0-9
1,520,562
1,970,955
-22.9%
1,274,079
19.3%
Amounts due from credit institutions
1,931,390
2,016,005
-4.2%
1,904,747
1.4%
Investment securities
2,595,664
2,544,397
2.0%
2,282,983
13.7%
Loans to customers and finance lease receivables
16,168,973
14,192,078
13.9%
15,579,496
3.8%
Accounts receivable and other loans
3,680
2,420
52.1%
2,591
42.0%
Prepayments
40,878
27,593
48.1%
44,540
-8.2%
Inventories
11,514
10,340
11.4%
11,418
0.8%
Right-of-use assets
Investment property
Property and equipment
Goodwill
Intangible assets
Income tax assets
80,186
83,208
-3.6%
79,174
1.3%
226,849
231,241
-1.9%
232,446
-2.4%
378,808
387,851
-2.3%
377,287
0.4%
33,351
33,351
0.0%
33,351
0.0%
144,251
125,806
14.7%
140,386
2.8%
292
22,033
-98.7%
479
-39.0%
Other assets
Assets held for sale
Total assets
Client deposits and notes
246,947
46,731
23,430,076
325,994
-24.2%
192,810
28.1%
62,648
-25.4%
54,765
-14.7%
22,035,920
6.3%
22,210,552
5.5%
Amounts owed to credit institutions
14,038,002
4,318,445
14,020,209
0.1%
13,312,965
5.4%
3,335,966
29.5%
4,037,523
7.0%
Debt securities issued
1,518,685
1,585,545
-4.2%
1,537,593
-1.2%
Lease liabilities
87,662
95,635
-8.3%
87,099
0.6%
Accruals and deferred income
80,157
53,894
48.7%
66,449
20.6%
Income tax liabilities
110,868
62,434
77.6%
92,784
19.5%
Other liabilities
183,349
332,322
-44.8%
168,385
8.9%
Total liabilities
Share capital
Additional paid-in capital
20,337,168
1,618
492,243
19,486,005
4.4%
19,302,798
5.4%
1,618
0.0%
1,618
0.0%
526,634
-6.5%
496,708
-0.9%
Treasury shares
Other reserves
(75)
(3,223)
(54)
38.9%
(66)
13.6%
71,227
NMF
6,139
NMF
Retained earnings
2,588,463
1,939,122
33.5%
2,390,255
8.3%
Total equity attributable to shareholders of the Group
3,079,026
2,538,547
21.3%
2,894,654
6.4%
Non-controlling interests
13,882
Total equity
Total liabilities and equity
Book value per share
3,092,908
23,430,076
65.65
11,368
2,549,915
22.1%
13,100
6.0%
21.3%
2,907,754
6.4%
22,035,920
6.3%
22,210,552
5.5%
53.41
22.9%
61.37
7.0%
82View entire presentation