Investor Presentaiton
ROAA (1Q23 4 Quarter Average)
Strong Earnings & Capital Less Unrealized Sec. Marks
ROAA vs. Adj. CET1 (Incl. of AOCI and HTM Unrealized Securities Marks) for Top 50 Banks by Assets
6.50
2.30
2.10
1.90
1.70
• OZK
• FCNC.A
Highlights
1Q23 Adjusted ROAA of 1.43% vs. 1.67%
for 4Q22 and 1.64% ROAA for 1Q22
WAL is top decile in ROAA
• 1Q23 CET1 of 9.4% and ~9.7% as of April
30th
Adj. CET1 (inclusive of AOCI and HTM
unrealized marks) increased to ~8.1% in
1Q23 from ~7.9% in 4Q22
WAL is at median for Adj. CET1
● EWBC
•
WALT
CBSH
1.50
• СМА
● HWC
RF
• BPOP
PNFP
• РВ
1.30
• HBAN
SNV
ONB
WBS
BOKF
● UBSI
FNB
CFR
ABCB
⚫ FITB
FHN
UCBI
TFC
1.10
● PNC
WTFC
FHB
FULT
MTB
SSB
UMBF
ASB OVLY
GBCI
JPM
TCBI
ZION
● USB
KEY
● PACW¹
CFG
0.90
BAC
FIBK
SFNC
CADE
● WFC
⚫ BKU
• COLB
0.70
C
0.50
4.0%
5.0%
6.0%
7.0%
WA
8.0%
9.0%
10.0%
11.0%
12.0%
CET1 Adj. for AOCI & HTM (1Q23)
1) 1Q23 ROAA adjusted
Western Alliance
Bancorporation®
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