Investor Presentaiton

Overview of Macquarie Operating Groups 1Q23 Update Outlook Appendix Banking and Financial Services A technology-driven Australian retail bank and wealth manager Net Profit Contribution¹ ($Am) BFS Deposits² ($Ab) 1,200 1,000 800 756 770 771 737 600 400 200 120.0 1,001 100.0 80.0 63.9 60.0 53.4 40.0 20.0 80.7 Australian loan and lease portfolio³ ($Ab) 120 106.4 98.0 100 89.1 80 75.3 62.5 60 60 10 40 20 20 117.1 110.2 Mar 19 Mar 20 Mar 21 Mar 22 Jun 22 Mar 19 Mar 20 Mar 21 Mar 22 Jun 22 FY18 FY19 FY20 FY21 FY22 Australian Mortgages Business Lending Other Vehicles 1H 2H 1. Net profit contribution is management accounting profit before unallocated corporate costs, profit share and income tax. During 2018, vehicle finance moved from Corporate and Asset Finance to BFS as a part of a reorganisation between Operating Groups. FY18 financial results were restated to reflect this change. 2. BFS deposits exclude any Corporate/Wholesale deposit balances. 3. The Australian loan and lease portfolio comprises residential mortgages, loans to Australian businesses, vehicle asset finance, and other includes insurance premium funding and credit cards. Vehicles asset finance moved from CAF Asset Finance to BFS effective 1 Dec 18. O Macquarie Group Limited 27

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