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Investor Presentaiton

UBANK HIGHLIGHTS CUSTOMERS & COLLEAGUES • 10% growth in customer numbers over FY20 • >5k new home loans provided to customers in FY20 . Re-introduced home loan offering to self-employed 596 610 554 applicants 508 . Won the Canstar Fixed Rate Home Loan of the year for the 3rd year in a row Named in the Top 25 best places to work¹ Mar 19 Sep 19 Mar 20 Sep 20 BANK OF THE YEAR CANSTAR 2018-2020 FIXED RATE HOME LOAN Great Place To WorkⓇ 2020 Best Places to Work 100-999 Employees AUSTRALIA FASTER, MORE FUNCTIONALITY AND INCREASINGLY DIGITAL 4 min sign-up to UBank via the iOS and Android app No time? No worries Get started in a matter of minutes Make sure you're eligible Accounts opan Congratulations! Your new accounts are open ■# Customers (k) Digitally active customers 14% Free2Spend usage 361% A las 10 ye Australian renders for tax purposes What state is your driver licence issued in? Aatatan real Have one of these documents ready Austalan diverse Medcare card Australian anal pessart Derryl save your progress if you elsary pot NEXT NEXT NSW VIC GLD Getting started. With your new accounts DONE Your res Via del card and Psl be delived within 5-7 business days You can set up your acceurt or AaplePay Game Ryan Fat Pay within 24 tours Del 5200 receive bonus t O Free2Spend Budget $49 $31 Left to spend $18 spent so far today 2 transactions Rokujuni Nth Sydney Aus Pending +1 more -$7.70 This fortnight's progress Day 7 of 14 Spending C B 000 freetSpend Coal More Accounts 2019 2020 2019 2020 (1) 13th annual edition of the Best Places to Work benchmarking study in Australia, conducted by Great Place to Work Australia (2) Free2Spend is an in-app tool that works in real-time to provide a daily spend budget based on a savings goal 52 42 Free2Spend tool iOS interface National Australia Bank
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