Investor Presentaiton

NZ CUSTOMER DEPOSITS BY INTEREST RATE NZ CUSTOMER DEPOSITS BY INTEREST RATE (NZD) $42.5bn of deposits already at or near zero interest rate NEW ZEALAND BANKING 48 $24.7bn $17.8bn $8.7bn $13.1bn $2.3bn $0.9bn less than 0.01% between 0.01% to 0.25% between 0.26% to 0.50% between 0.51% to 0.75% between 0.76% to 1.00% more than 1.00% National Australia Bank

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