CIBC Q1 2019 Fixed Income Investor Presentation
CIBC Snapshot
CIBC (CM: TSX, NYSE) is a leading North American financial institution. Through our four strategic business units - Canadian
Personal and Small Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and
Wealth Management, and Capital Markets - our 44,000 employees provide a full range of financial products and services to 10
million personal banking, business, public sector and institutional clients in Canada, the U.S. and around the world.
As at, or for the period ended, January 31, 2019:
2019 Adjusted Net Income by SBU1,2
Our Stock
■ Market Cap
■ Dividend Yield
Adjusted ROE¹
$49.4 billion
4.8%
16.0%
■ Five-Year TSR
61.7%
■ Clients
~10 million
Our Company
Banking Centres
Employees
1,045
43,815
■ Total Assets
$614.6 billion
Moody's
■ S&P
Our Credit Rating³
■ Fitch
DBRS
Aa2 (Senior A2), Stable
A+ (Senior BBB+), Stable
AA- (Senior AA-), Stable
AA (Senior AA (low)), Stable
(1)
(2)
Adjusted results are non-GAAP measures. See the non-GAAP section of CIBC's 2018 Annual Report.
Excludes the Corporate & Other segment
(3)
Long-term senior debt ratings. DBRS LT Issuer Rating; Moody's LT Deposit and Counterparty Risk Assessment Rating; S&P's Issuer Credit Rating; Fitch LT Issuer Default
and Derivative Counterparty Rating. Includes: (a) Senior debt issued prior to September 23, 2018; and (b) Senior debt issued on or after September 23, 2018 which is
excluded from the bank recapitalization "bail-in" regime.
(4)
Comprises liabilities which are subject to conversion under the bail-in regulations
CIBC Q1 2019 Fixed Income Investor Presentation
Canadian Personal
& Small Business
Banking
48%
Canadian
Commercial
Banking & Wealth
Management
24%
Capital Markets
15%
U.S. Commercial Banking
& Wealth Management
13%
CIBC
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