Investor Presentaiton

Embedded Value: Economic assumptions¹ Years Forward rates % Spot rates % As at Jun 30, 2021 As at Jun 30, 2022 As at Jun 30, 2021 As at Jun 30, 2022 1 3.87 5.96 3.80 5.79 2 5.40 7.38 4.53 6.46 3 6.39 7.85 5.08 6.82 4 7.01 7.98 5.51 7.04 5 7.43 8.01 5.84 7.17 10 10 7.99 8.02 6.72 7.44 15 7.72 8.06 7.00 7.54 20 7.43 8.10 7.07 7.60 25 7.25 8.12 7.07 7.64 30 7.15 8.14 7.04 7.67 65 1. Forward rates are annualised and Spot rates are continuous HDFC Life

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