Investor Presentaiton

FRENCH RETAIL BANKING LOANS OUTSTANDING _Average outstandings, net of provisions (in EURbn) _Change Q4 22 vs. Q4 21 248 249 241 244 247 +2.3% 123 125 126 127 126 +2.3% 20 20 99 99 20 20 100 20 20 20 20 20 20 +0.4% 101 102 102 +2.6% Q4 21 Q1 22 Q2 22 Q3 22 Q4 22 *SMEs, self-employed professionals, local authorities, corporates, NPOs, including foreign currency loans NB: including Private banking activities as per Q1 22 restatement (France and International), includes businesses transferred following the disposal of Lyxor SOCIETE GENERALE Housing Consumer Credit and Overdraft Business Customers* and Financial Institutions 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023

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