Financial Overview and Growth Strategy slide image

Financial Overview and Growth Strategy

Digital Stack for Individual and MSME Segments: Continued enhancements to drive DIY, STP & overall operational efficiencies Indus ✓ easy CREDIT for Individuals Enabled instant completion of personal loan and credit card application journey by integrating assisted Video-KYC in assisted as well as DIY mode-enabling better customer experience and reduction in TAT 100% completion of LOS migration from legacy software to new state-of- the-art LOS system – enabled digitalization of journey. - Indus Mobile (Mobile Banking app) Additional security features by preventing un-authorized access, mirroring, tempering with client-side application Real-time account statement view & download feature for CASA and credit card customers Indus MERCHANT SOLUTIONS Awarded Best Merchant Acquirer of the Year at the 10th Payments Industry Awards, 2023 Indus Ceasy CREDIT For Businesses Launched STP journey in Unsecured Small Ticket Business Loans (upto 20 lacs) for pre- qualified, enabling instant disbursement within 10 mins. Digitization of Term Loans, Non Fund Based and Export Lending Products in Small Business Banking upto 2 Cr – to allow sanction within 2 days IndusNet (Net Banking app) Integration with Income Tax and GST portal to enable tax payment transaction via IndusInd Bank Net Banking portal Seamless inward remittance journey for IndusNet users by enabling SSO-based login to Indus Fast Remit from IndusNet Launch of CBDC app (Android & iOS) 38 IndusInd Bank
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