IBL Financial Overview slide image

IBL Financial Overview

IBL operating fundamentals Business performance was resilient despite an operating environment characterised by stop-start economies as countries grappled with the impact of COVID-19. We have seen good momentum since December 2020 with stronger activity levels and growth in lending books across the bank, good client acquisition and point-of-sale activity from private clients as well as increased corporate trading activity. Our clients have a track record of resilience in difficult operating environments as reflected in our low impairments and credit loss ratio. Despite a greater sense of optimism spurred on by declining COVID-19 infections and the vaccine roll out programme in South Africa, the emerging third wave. remains a key risk to the business and the economy.
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