2022 Full Year Results
4Q22 Consolidated Group
Very solid results, strong growth and positive jaws effect
4Q22
4Q21
4Q22 vs.
4Q21
Revenues
€12,109m
€11,232m
+7.8%
+5.8%
4Q22 vs. 4Q21
At constant scope &
exchange rates
4Q22 vs. 4Q21
Operating divisions
+10.0%
Operating expenses
-€8,473m
-€7,930m
+6.8%
+4.2%
+8.1%
Gross operating income
€3,636m
€3,302m
+10.1%
+9.9%
+14.1%
Cost of risk
-€773m
-€510m
+51.6%
+32.7%
+63.2%
Operating income
€2,863m
€2,792m
+2.5%
+5.7%
+5.9%
Non-operating items
€74m
€378m
-80.4%
n.a
-52.0%
Pre-tax income
€2,937m
€3,170m
-7.3%
-5.4%
+3.6%
Net income, Group share
€2,150m
€2,306m
-6.7%
Net income, Group share excluding
exceptional items¹
1
€2,289m
€2,134m
+7.3%
1. See slide 55
BNP PARIBAS
The bank for a changing world
2022 Full Year Results | 56View entire presentation