Investor Presentaiton

Executive summary - Bajaj Finance Limited Overview • Focused on Consumer, Rural, SME, Commercial and Payments lines of businesses Consumer business BAJAJ FINANCE LIMITED USD 1 = 74 INR • Strategic business unit organization design supported by horizontal common utility functions to drive domain expertise, scalability and operating leverage • Focused on cross sell, customer experience and product & process innovations to create a differentiated & profitable business model · AUM mix as of 31 March 2021 - Consumer: Rural: SME: Commercial: Mortgage stood at 46%: 13%: 17%: 12%: 12% AUM of $15,597 MM as of 31 March 2021 and a post tax profit of $535 MM in FY21 • Present in 1,298 locations with 80,200+ active distribution points of sale as of 31 March 2021 Largest consumer electronics, digital products & lifestyle products lender in India . 2-wheeler financing business disbursed 160 K accounts in the quarter (de-growth of 15% YOY) ⚫ 3-wheeler financing business disbursed 21 K accounts in the quarter (de-growth of 46% YOY) . Amongst the largest personal loan lenders in India Payments Rural business . • • • • EMI Card franchise stood at 23.77 MM cards in force (CIF) as of 31 March 2021 Bajaj Finserv - RBL Bank co-branded credit card CIF stood at 2.05 MM as of 31 March 2021 Bajaj Finserv Mobikwik app has 19.80 MM users as of 31 March 2021 who have linked their EMI card to the wallet Highly diversified lender in rural markets offering 10 loan products across consumer and SME business categories Operates with a unique hub and spoke business model Geographic presence across 1,690 towns and villages with retail presence across 24,000+ points of sale 22 2

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