Financial Sector Overview
0
2
4
01.16
6
Bank of Russia FINANCIAL SECTOR OVERVIEW
The Central Bank of the Russian Federation
BANKING SECTOR: CAPITAL ADEQUACY
High quality capital base and solid capital adequacy levels under Basel III standards
16
Figure 33: Capital adequacy ratio for the banking sector decreased
over from 12.9% (1.01.16) to 12.1% (1.05.19) mostly due to the
procedures of financial rehabilitation of the large credit institutions
Figure 34: Credit organizations with capital exceeding RUB 25 bn
have lower buffer vs N1.0 minimum requirement due to the
economies of scale
14 9 009
12
10
8
04.16
12,9
2 ∞
8,9
8,7
07.16
10.16
01.17
04.17
07.17
10.17
01.18
04.18
11 000
10 234
10 000
54
50
43.9
45
9 000
12,1
40
40
8 000
35
9,6
7 000
30
6 000
5 000
RUB bn
25
20
8,9
4 000
15
3 000
2 000
10
1 000
5
0
07.18
10.18
01.19
04.19
Ratio of own funds (capital) to risk-weighted assets (Basel III N1.0 ratio)
Tier I capital ratio (N1.2)
I Common equity Tier I capital ratio (N1.1)
Own funds (Basel III capital), RUB bn, rhs
Source: Bank of Russia
0
less
than
300 mln
rub
300-1
1-10
10-25 25-50 50-100 100-
bln rub bln rub bln rub bln rub bln rub 250 bln
rub
12.1
13.7
more
than
250 bln
rub
Capital adequacy ratio N1.0 (by capital size)
-Capital adequacy ratio N1.0 as of 1.01.2018 (12.1%)
32View entire presentation