Investor Presentaiton

Operational & Financial Highlights: Mortgages CORE BUSINESS - LENDING HDFC (As at September 30, 2021: Gross Loans - US$ 80.47 bn) INDIVIDUAL LOANS - Home Loans • Fixed rate loans • Floating rate loans -Home Improvement - Loans Home Extension Loans - Home Equity Loans - Rural Home Loans - Loans to NRIs Individuals 78% Corporate 5% Construction Finance 9% Lease Rental Discounting 8% As at September 30, 2021 Loan Book Outstanding (After Sell Down) Loan Book o/s Before Sell Down in last 12 months Assets Under Management Rs. bn US$ bn % Growth Rs. bn US$ bn % Growth Rs. bn US$ bn % Growth Individuals Non-Individuals Total 3,912 53 15% 4,184 56 23% 4,676 63 16% 1,296 17 -5% 1,296 17 -5% 1,298 17 -5% 5,208 70 10% 5,480 73 15% 5,974 80 11% Individual loans sold (outstanding): Rs. 763.66 bn (US$ 10.29 bn) 15

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