Financial and Mortgage Portfolio Overview slide image

Financial and Mortgage Portfolio Overview

Unemployment continues to fall A growing labour shortage will probably be one of the greatest challenges. Highlights Labour supply according to corporate executives % Unemployment¹ % of workforce, annual average Unemployment has fallen swiftly after peaking in January 2021 as the relatively swift economic recovery in 2021 has fostered job growth 100 9 Registered unemployment measures 3.3% in June 2022 and 90 8 60 80 7 looks set to fall even further in coming months ISB Research forecasts average year-2022 unemployment at 4.4% According to a recent Gallup survey, 54% of company executives consider themselves short-staffed Construction and tourism companies in particular envision adding on staff As foreign workers have been prominent in these sectors, labour importation is likely to increase markedly this year 70 70 666 60 50 40 40 30 30 20 Unemployment seems likely to fall to 10 a new equilibrium in the coming term, averaging 3.7% in 2023 and 3.6% in 2024, which will bring it back to the 2019 level 0 2006 2007 2009 2010 2011 2013 2014 2016 2017 2018 2020 2021 Firms considering themselves short-staffed -Firms considering the labour supply adequate 1 3 2 4 00 6 LO 5 0 2006 2008 2010 2012 2014 2016 2018 2020 2022 2024 Unemployment 1. Excluding recipients of part-time unemployment benefits. Source: Statistics Iceland, The Central Bank of Iceland, Gallup. 43 August-September 2022
View entire presentation