Investor Presentaiton

Loan Against Property Product Profile Average Loan Size Maximum Loan to Value Average Loan to Value Average Loan Term Primary Security Repayment Type Average Age of Business Basis of Credit Appraisal 73 Lakhs 65% 49% [at origination] 7 years Indiabulls HOUSING FINANCE Mortgage of property financed Monthly amortizing 7 years Business cash flow analysis based Cash flow based underwriting: Loan repayment is from underlying business cash flows and not from refinancing 30

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