Investor Presentaiton
An integrated banking model based on five activities
with two different but complementary natures
An integrated banking model
1. Overview of Bpifrance
A Own fund-related activities:
Co-financing of credit, in the form of medium- and
long-term loans and financing of short-term
receivables
⚫ Equity investment', either directly or through
investment funds
→Funding: debt funding and sharesholders' equity
B Activities carried out within the scope of public
policies and based, by nature, on dedicated funds²
intended to cover commitments made under these
assignments:
• Guaranteeing loans granted by banking partners
and/or equity funding organizations
Financing innovation through aid³ or loans
Export-credit insurance (insurance covering market
survey, credit, exchange risk and investment;
guarantees covering pre-financing and the bonding
facility)
Funding: public allocations
bpifrance 1. Bpifrance manages assets also on behalf of third-parties
Business Support Services
A
bpifrance
FINANCEMENT
Financing Division
Guarantee:
Credit
(cofinancing)
Own
account
Innovation
B
State
account
Export-Credit
Insurance
Equity
Investment¹
Bpifrance Creation
These business lines are managed within an
integrated banking model (pooling of resources,
teams, branch networks, IS) for shared customers
and based on strictly hived-off financial resources
2. Primarily from the State and other public funders (regional authorities, Europe) / 3. In the form of grants, repayable advances, interest-free loansView entire presentation