Investor Presentaiton

Net Interest Income - Quarter Net Interest Income SOUTH INDIAN Bank Cost of Deposits & Yield on Advances Rs Crs In % Cost Of Deposit Yeild on Advances 445 407 418 374 374 11.21 10.89 10.56 10.59 10.32 7.38 7.24 6.98 6.75 6.53 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16 Dec-15 Mar-16 Jun-16 Sept-16 Dec-16 Net Interest Margin Cost of Funds & Yield on Funds In % In % Cost of Funds Yield on Funds 2.92 2.63 2.74 2.75 2.66 9.21 8.78 8.73 8.66 8.32 6.55 6.38 6.30 6.18 5.97 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16 Dec-15 Mar-16 Jun-16 Sept-16 Dec-16 26

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