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Investor Presentaiton

Update- Last 5 Years Gross & Net NPAs# Total Provisions* (Rs cr) नवग्रहाय अ LIC HFL LIC HOUSING FINANCE LTD 7230 5% 4% 3% 2% do do do do do do do 6% 5.35% 7500 4.49% 5839 4.01% □ Gross 6000 .72% 3971 2.86% 2.70% 2.70% Net 4500 1.5408% 1.99% 2612 3000 1659 1% 1500 0% 0 2019 2020 2021 2022 2023 2019 2020 2021 2022 2023 Operating Expense to Total Income Profit per employee (Rs. lacs) 150 112.66 117.43 105.28 100.41 100 92.73 4.75% 4.36% 5% 2.74% 3.14% 3.53% 50 0 90 0% 2019 2020 2021 2022 2023 2019 2020 2021 2022 2023 *#As per IGAAP *ECL Provisions of Stage 1,2 and 3 8
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