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Investor Presentaiton

Comprehensive Equity Over $100b; Leverage Ratio Reduced IFRS 9 and 17 Update AIA Leverage Ratio (¹) as at 1 Jan 2022 Note: (1) Comprehensive Equity ($b) As at 1 Jan 2022 101 60 60 1.7x Current IFRS IFRS 9 and 17 13.6% 8.6% Net CSM Shareholders' Equity Comprehensive equity >$100b as at transition Comprehensive equity defined as shareholders' equity plus net CSM Net CSM is after allowing for reinsurance and taxes Leverage ratio reduces by 5 pps Inclusion of net CSM in financial leverage ratio calculation Leverage ratio(1) reduces to 8.6% as at 1 Jan 2022 Expected to be at least 5 pps lower than IFRS 4 basis as at end of 2022 Under IFRS 4, leverage ratio defined as total borrowings (total borrowings + total equity); Under IFRS 17, leverage ratio defined as total borrowings / (total borrowings + total equity + CSM net of reinsurance and taxes) 28
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