Investor Presentaiton
Assets Diversification and Quality
Loans
NPL
Loan distribution by Sector
Sector
Mar'15
Dec'14 Mar'15 Dec'14
15.3%
11.1%
Oil & Gas-
Downstream
11.1%
11.3% 34.6% 35.1%
5.9%
5.2%
1.9%
6.4%
6.8%
15.8%
3.1%
8.9%
Oil & Gas -
5.6%
5.6%
5.6%
7.8%
Upstream
Oil & Gas -
6.2%
7.8%
7.9%
4.1%
4.3%
Services
Other
6.2%
6.7%
1.7%
1.6%
Manufacturing
Gen. Commerce
15.8%
15.1% 18.2%
18.0%
Info & Com.
8.9%
9.9% 27.7%
27.5%
NPL distribution by Sector
1.1%
Government
3.1%
4.9%
8.4%
Real Estate
6.8%
5.9%
0.9%
0.9%
18.2%
3.3%
Construction
6.4%
5.8%
3.3%
3.3%
0.9%
Finance &
1.9%
2.0%
Insurance
34.6%
Transportation
5.2%
4.2%
1.1%
1.1%
1.7%
27.7%
Steel
5.9%
5.9%
Others1
15.3%
14.8%
8.4%
8.2%
©2015 ACCESS BANK PLC
access >>>
Comments
> NPL reduced to 2.1% in
Mar'15
The top 3 segments that
contribute to NPL are Oil &
Gas downstream, General
Commerce and Info. &
Communications
> The Bank remains focused
on continuous mitigation of
its exposure to unforeseen
shocks by prioritizing asset
quality through our diligent
and systematic approach to
risk management
1 Included in others are: Capital Market, Agriculture etc.
17View entire presentation