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LRS 2023-2027 10 new Megatrends for LRS 2024-28 and total 25 BAJAJ FINANCE LIMITED Megatrends in aggregate LRS 2024-2028 India Stack (3) Digital Rupee (CBDC) Products (8) Insurance for All Technology (9) Generative Al Credit on UPI Cyber Security Plastic as form factor Others Digital Fraud (1) Platforms (4) Future of Device Blockchain Climate Risk Account Aggregator ONDC Social as a Platform Rewards as a platform Offline to Online Personalization Pre-owned Monetizing digital assets UPI as OA Bajaj+ Augmented reality Data privacy CX Vernacular Voice Live/On track (11) Work in progress (3) Identified in LRS 2024-2028 (10) 70

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