Investor Presentaiton

Business banking solutions for wide range of institutions from Corporate to SMEs GRUP CA BCA Always by your side • • • • Business Dashboard E-Statement Portfolio & Balance Information MT940 Swift Format Information Management Liquidity + Investment • Transfer • Payment • Payroll Electronic Payment Instruction Outward Remittance Foreign Exchange Payable Trade Finance Management Auto Payment Business Banking Solutions Management • Account Sweeping Notional Account Pooling Analyst Meeting 9M-23 Receivable Management ⚫ OneKlik Virtual Account Auto Collection Inward Remittance Supply Chain Finance 2 500k institutions ▲ 15% YoY ~40% contribution to total transaction value 9M23 HIGHLIGHTS . Piloting new generation business banking platform Expand ecosystem through partnerships NEXT • New generation online business banking will be launched in 2024 Single sign-on for multiple solutions • Cash collection, cash pick up, APOS, EDC, QRIS, CDM Merchant solutions and many more... PT Bank Central Asia Tbk 20

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