Investor Presentaiton

Deposit growth slowed Customer deposits (Rbn) 4% FY21 FY22 290 278 Everyday Banking 7% 201 188 Relationship Banking Note: In constant currency, ARO RBB grew 13% and CIB was flat. Including bank deposits CIB grew 4% to R500bn. 17 | 9% 110 101 (0%) 409 407 ARO RBB CIB

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