Investor Presentaiton

Summary (bil VND) 205,740 36,997 SOLID ASSET GROWTH DYNAMIC 253,847 955 7,757 4,808 Q3 2016 Loans to Securities Interbank Others Q3 2017 customers * Outstanding is calculated as net after provision Asset proportion (bil VND) 18% 253,847 82% Asset growth (bil VND) 23% 248,714 253,847 228,771 229,847 205,740 Q3 2016 Q4 2016 Q1 2017 Q2 2017 Q3 2017 Asset mix (%) 9% 8% 8% 10% 3% 4% 4% 2% 26% 25% 24% 24% 23% 62% 62% 65% 64% 65% Q3 2016 Q4 2016 Q1 2017 Q2 2017 Q3 2017 11 ■Bank ■FE Credit ■Loans to customers Securities Interbank Others

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