Investor Presentaiton

17 Financial Analysis | Comprehensive Financial Overview HARMONY AUTO 天和諧汽車 1H2020 1H2019 Growth/(Decrease) Comprehensive 5,891 6,020 (2.1%) Commission income 137 128 6.7% Comprehensive gross margin 11.1% 11.7% (-0.6%) Sales management and Financial 417 439 (-5.0%) expenses Net profit attributed to parent 237 281 company (dealer business) (-15.7%) Inventory 1,025 992 3.4% Total assets 11,688 11,674 0.1% Bank loans and other loans 2,408 1,961 22.8% Net assets 7,427 7,015 5.9% - Asset – liability ratio 36.5% 39.9% (3.4%) Note: The comprehensive gross profit includes commission income

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