Q2 2019 Fixed Income Investor Presentation slide image

Q2 2019 Fixed Income Investor Presentation

Canadian Economy Selected Indicators (%) 00 Unemployment Rate 10 9 8 7 6 5 4 3 -Canada (official rate) US Canada (comparable) 2 1 0 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Source: Statistics Canada; U.S. Bureau of Labor Statistics, March 2019 GDP Indexed to 2007 . • Canada's unemployment rate less volatile in the past decade, and not directly comparable to the United States unemployment rate¹ • As measured by GDP indexed to 2007, the Canadian economy has outperformed other major economies since the financial crisis of 2008 . • Canadian savings rate consistently positive in the past decade 20 Household Net Savings Ratio 125 -Canada 120 -France Germany 115 Italy ―Japan 110 -United Kingdom 105 -United States (%) 15 10 5 8 100 2000 2002 2004 2006 2008 2010 2012 2014 2016 2018 V 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 Australia -Canada Denmark -Finland 95- -10 -Germany Norway Sweden United States 90 Source: IMF, World Economic Outlook Database, April 2019 Source: OECD, Economic Outlook No 104, November 2018 1 Certain groups of people in Canada are counted as unemployed, but are deemed to not participate in the labour force in the U.S. - e.g. job seekers who only looked at job ads, or individuals not able to work due to for family responsibilities. CIBC Q2 2019 Fixed Income Investor Presentation CIBC
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