Investor Presentation

Scotiabank in Mexico Business Overview1 Customers² ~3.1MM Corporate/ Commercial Employees² ~9,700 Residential Mortgages 31% Market Position by Loans5 23.8% Branches² 473 Average Loans $34B Loans $33.9B 59% Average Deposits $32B 4% 4% 2% Auto Total NIAT (after NCI)3,4 $762MM Personal Loans Credit Cards 14.8% 13.6% 9.9% 7.8% 6.8% ROE³,4 23.8% Retail Loans 89% 11% BBVA B citibanamex CANORTE Productivity3,4 Secured 48.4% Unsecured BBVA Banorte Santander Banamex Scotiabank HSBC PTPP1,6 Productivity Ratio4 Operating Leverage4 906 952 +9% CAGR 55.4% 55.0% 54.4% 1,180 1,030 50.5% 6.9% -0.9% 1.9% 7.2% 2019 2020 2021 2018 2019 2020 2021 2018 2019 2020 2021 2018 All figures including Wealth Management 1 On a constant dollar basis 2 Including subsidiaries 3 LTM Q2/22 4 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Second Quarter 2022 Report to Shareholders, available on http:// www.sedar.com 5 Source: CNBV as of March 2022 6 Pre-Tax, Pre-Provision Profit defined as revenues less expenses 29 29

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