Investor Presentaiton
Borrower profile is largely from industries which are
resilient to the COVID-19 environment
Bandhan
Bank
In MN
Business Category
Micro Banking
Non Micro
Banking
Total
Advances
% of Total Advances
Agriculture & Allied Activities
206,120
909
207,029
28.8%
Affordable Housing
191
185,002
185,193
25.8%
Food Processing & Retail
138,504
9,848
148,352
20.6%
Resilient
Personal & Healthcare
1,234
17,432
18,666
2.6%
Rural Transportation ( bullock carts / cycle)
11,701
11,701
1.6%
Pharma and Medical
909
1,267
2,176
0.3%
Computer, Cable / DTH Service Providers
379
21
400
0.1%
Education
335
335
0.05%
Chemicals
257
257
0.04%
Marginal
Impact
Low Impact
Total
Manufacturing - Non-Essential
359,039
215,070
574,109
80%
67,074
3,809
70,883
9.9%
Financial Services ( NBFCs ; NBFC-MFIs)
1,160
35,430
36,590
5.1%
Wood/Metal Furniture, Building Material
9,111
9,111
1.3%
Total
77,345
39,239
116,584
16%
Other Transportation
14,215
1,226
15,441
2.1%
Wellness & Beauty Parlour
10,971
511
11,482
1.6%
Logistics & Courier
322
387
709
0.1%
Others- Services
Total
Total Portfolio
133
133
0.02%
25,508
2,256
27,764
4%
461,892
256,565
718,457
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