Performance Review Q3

€ Scotiabank € Scotiabank Outlook Peter Godsoe Chairman & C.E.O. 20 29 Outlook ■ Economic slowdown ➤ pickup not expected until 2002 Closely managing credit portfolios ■ Solid balance sheet ➤ strong capital & reserves ■ Solid earnings momentum ➤ benefiting from diversification ➤ on track to meet targets 30

View entire presentation