Investor Presentaiton

2019 Fourth Quarter Highlights • Net income of $86.1 million and earnings per share (diluted) of $1.01 for three months ended December 31, 2019 • Excluding after-tax merger related charges of $36.7 million or $0.43 (diluted) per share, net income of $122.8 million and earnings per share (diluted) of $1.44 for three months ended December 31, 2019 • Assets of $32.2 billion, total loans of $18.8 billion (1), and deposits of $24.2 billion at December 31, 2019 • Common equity tier 1 ratio of 12.75% and leverage ratio of 10.37% at December 31, 2019 • Sound asset quality with annualized net charge-offs / average loans of 0.03% • Nonperforming assets to average earning assets remain low at 0.25% or $62.943 million for the fourth quarter 2019 • Efficiency ratio of 58.07% for the fourth quarter 2019 • Excluding merger related charges, efficiency ratio of 40.85% for the fourth quarter 2019 • Declared cash dividend of $0.46 for the first quarter 2020 Source: Company Documents 3 (1) Total loan amount includes mortgage Warehouse Purchase Program (WPP) loans PB LISTED NYSE

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